$4.5 Million in Fees Waived for Active Military and Veterans

In the three years since launching its VA Home Loan Advantage program, our company has saved active-duty military members and veterans over $4.5 million in origination and appraisal fees. As a full-service mortgage banker, we have funded over $1.1 billion and closed 3,349 VA home loans since November 11, 2014, when the program first began.

The VA Home Loan Advantage program continues to be offered to all FM Lending Services clients purchasing or refinancing a home using a VA loan.  The program waives the company’s standard origination fee and provides eligible clients with a lender credit to pay for the cost of a home appraisal.1

“As a veteran-founded organization, we firmly believe in supporting those who have served our country in the military,” said Jeffrey S. Detwiler, CEO of The Long & Foster Companies, parent company of Fonville Morisey Realty. “That’s why we are delighted to celebrate this milestone and have the opportunity to offer all the benefits of a VA home loan, while also helping our service members and veterans to lower their cost of purchasing or refinancing a home.”

In addition, FM Lending Services is proud to share that Jonathan Haug, a senior mortgage consultant based in Virginia Beach, Virginia, has been recognized as the company’s top producing VA home loan officer. Haug closed over 225 VA home loans with associated volumes over $61 million since January 1, 2014.

“It’s fantastic to see Jonathan receive this well-deserved recognition, and we are thrilled to have reached the $1 billion mark in VA loan fundings as a company,” said Tim Wilson, CEO of Prosperity Home Mortgage, parent company of FM Lending Services. “We are very proud of the hard work that each of our mortgage consultants has put forth to make homeownership a reality for military service members and veterans, and it’s because of that ongoing commitment that we remain among the top lenders in the nation.”

Ron Wivagg, national sales support manager for Prosperity Home Mortgage, echoed Wilson’s thoughts.  “We are in the business of financing homeownership and the American Dream, and our VA clients are a very important part of our business,” Wivagg said. “We have employees who have friends and family in the military, and it is imperative to us that we serve those who have diligently served our nation.”

Contact your local mortgage consultant to learn more about the Veterans Affairs (VA) home loan.





Prosperity Home Mortgage, LLC dba FM Lending Services is not affiliated with any government agencies.

1. Borrowers are eligible for a lender credit toward closing costs on the Closing Disclosure on a new purchase, secured by a first mortgage or deed of trust (New Loan), subject to qualification, approval and closing with Prosperity Home Mortgage, LLC dba FM Lending Services. Loan must close within 90 days from the date of loan application. Lender credit may not exceed $525.00 for appraisal. Credit coupon must be presented at time of application and all eligibility requirements met no later than 2 days prior to the New Loan closing date. This lender credit is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications received on or before 12/31/2017.

All Incentive offers valid on complete VA home loan applications received between 10/01/2017 and 12/31/2017. Loan must close within 90 days from the date of loan application. Only one discount permitted per New Loan.

All first mortgage products are provided by Prosperity Home Mortgage, LLC dba FM Lending Services. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the NJ Department of Banking and Insurance.  Licensed by the Delaware State Bank Commissioner.  Also licensed in District of Columbia, Georgia, Indiana, Maryland, Michigan, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, and West Virginia.

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