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Celerating $1.4 Billion in VA Loan Fundings

$6.2 Million in Fees Waived for Active Military and Veterans

Since launching its VA Home Loan Advantage program in 2014, our company has saved active-duty military members and veterans over $6.2 million in origination fees and appraisal credits. As a full-service mortgage banker, we have funded over $1.4 billion and closed 4,198 VA home loans since November 11, 2014, when the program first began.

The VA Home Loan Advantage program continues to be offered to all FM Lending Services clients purchasing or refinancing a home using a VA loan.  The program waives the company’s standard origination fee and provides eligible clients with a lender credit to pay for the cost of a home appraisal.1

“We believe in supporting the brave men and women who serve our country in the military,” said Tim Wilson, president and CEO of Prosperity Home Mortgage, parent company of FM Lending Services. “That’s why we are delighted to help lower the upfront cost of buying or refinancing a home for service members and veterans using a VA home loan.”

Additionally, FM Lending Services is pleased to share that Jonathan Haug, a senior mortgage consultant based in Virginia Beach, Virginia, has been recognized as the company’s top producer for VA home loans for the second year in a row. Haug closed 120 VA home loans with associated volumes over $33 million in 2017 and 2018.

“It’s fantastic that Jonathan has once again earned this recognition, and we are thrilled to have funded over $1.4 billion in VA loan volume as a company since the program’s inception,” said Randy Krout, national sales manager of of Prosperity Home Mortgage, parent company of FM Lending Services. “We are very proud of the hard work that each of our mortgage consultants has put forth to make homeownership a reality for military service members and veterans, and it’s because of that ongoing commitment that we remain among the top lenders in the nation.”

Wilson added to Krout’s thoughts.  “We are in the business of financing homeownership and the American Dream, and our VA clients are a very important part of our business,” Wilson said. “We have employees who have friends and family in the military, and it is imperative to us that we support those who have served our nation.”

Contact your local mortgage consultant to learn more about a Veterans Affairs (VA) home loan.





Prosperity Home Mortgage, LLC dba FM Lending Services is not affiliated with any government agencies.

1. Borrowers are eligible for a lender credit toward closing costs on the Closing Disclosure on a new purchase, secured by a first mortgage or deed of trust (New Loan), subject to qualification, approval and closing with Prosperity Home Mortgage, LLC dba FM Lending Services. Loan must close within 90 days from the date of loan application. Lender credit may not exceed $525.00 for appraisal. Credit coupon must be presented at time of application and all eligibility requirements met no later than 2 days prior to the New Loan closing date. This lender credit is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications received on or before 12/31/2018.

All Incentive offers valid on complete VA home loan applications received between 10/01/2018 and 12/31/2018. Loan must close within 90 days from the date of loan application. Only one discount permitted per New Loan.

All first mortgage products are provided by Prosperity Home Mortgage, LLC dba FM Lending Services. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the NJ Department of Banking and Insurance.  Licensed by the Delaware State Bank Commissioner.  Also licensed in District of Columbia, Florida, Georgia, Maryland, Michigan, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, and West Virginia.

NMLS ID #75164 (NMLS Consumer Access at

©2018 Prosperity Home Mortgage, LLC dba FM Lending Services. All Rights Reserved.

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