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The VA Home Loan Advantage with FM Lending

A Foundation of Service

At FM Lending Services, we proudly salute the commitment and sacrifice of servicemembers, veterans, and military families who have supported and defended our nation.  That is why on Veterans Day 2014, our company began extending incentive offers—in addition to the beneficial features of a VA home loan—to help lower the cost of purchasing a home for veterans in need of housing within the communities we serve.

Since its inception on November 11, 2014, the program has been a tremendous success thanks to the many outstanding clients who have chosen to work with us to obtain home financing.

Our Commitment to Service

FM Lending Services continues to place our men and women in uniform at the forefront of our new ideas and promotions. Since the program’s inception, our exclusive VA loan program has accomplished the following:

  • Over $6 million in appraisal savings
  • Over $14.1 million in origination savings
  • Total borrower savings of over $20.2 million
  • Over 13,500 military families served

Veterans, active duty servicemembers, or eligible military families who finance their home with a Veterans Affairs (VA) loan through Prosperity may be qualified to receive discounts and complimentary services.  Incentive offers include:

  • No loan origination fee (up to $1,395 value) through Prosperity Home Mortgage, LLC
  • Lender credit toward appraisal1 (up to $800 value)

“With many veterans and military families in need of affordable housing, we have an opportunity to give back to our military service men and women. Not only can we offer veterans all the benefits of a VA home loan, but also we can provide them with additional incentives to help lower the cost of purchasing a home or even refinancing their existing home,” said Tim Wilson, CEO of Prosperity Home Mortgage, LLC, parent company of FM Lending Services. “It’s just one of the many ways that our company gives back to the communities in which we live and work.”

Contact your local mortgage consultant to learn more about the Veterans Affairs (VA) home loan.





Prosperity Home Mortgage, LLC dba FM Lending Services is not affiliated with any government agencies.

1. Borrowers are eligible for a lender credit toward closing costs on the Closing Disclosure on a new purchase, secured by a first mortgage or deed of trust (New Loan), subject to qualification, approval and closing with Prosperity Home Mortgage, LLC. Loan must close within 90 days from the date of loan application. Lender credit may not exceed $800.00 for appraisal and will be applied against the cost of the first appraisal only.  No credit will be provided for additional appraisals, if required. This offer must be presented at time of application and all eligibility requirements met no later than 2 days prior to the New Loan closing date. This lender credit is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications received on or before 12/31/2022.
All Incentive offers valid on complete VA home loan applications received between 01/01/2022 and 12/31/2022. Loan must close within 90 days from the date of loan application. Only one discount permitted per New Loan.

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