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Jumbo Loan Options

Jumbo Loan Options

A jumbo, or non-conforming, loan provides financing for loan amounts higher than the maximum conforming limits set by Fannie Mae and Freddie Mac. It may be a good choice if you have a higher property value and can manage larger monthly mortgage payments. Jumbo loans are available for purchase and refinance loans (including cash-out refinances).


  • A "non-conforming" loan with mortgage amounts above the maximum conforming limits.
  • Available in a variety of fixed-rate and adjustable-rate loan options.

  • You may be able to add extra features such as temporary buydowns.


  • You can obtain financing for loan amounts up to $2.5 million.

  • Provides the convenience of one loan for the entire loan amount and the choice of a variety of loan options.


  • Interest rates are usually higher on jumbo mortgage loans than on conforming loans with lower loan amounts.

Talk to a local mortgage expert today (919) 785-4333 or click below to apply for a no cost pre-approval

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