VA Home Loan

VA Home Loans

As a servicemember or veteran of the United States military, your duty has been to support and defend our country. FM Lending Services proudly salutes your commitment, and we stand ready to help you reach your home financing goals with a VA Home Loan.

With many veterans returning home and in need of housing within the communities we serve, we would like to extend not only the advantages of a VA home loan, but also additional incentives to help lower the cost of purchasing a home:

Features of a VA Home Loan:

  • No down payment if the purchase price does not exceed the appraised value of the home
  • No monthly mortgage insurance requirement1
  • No prepayment penalty for loans paid off early
  • Closing costs are limited by the VA and may be paid by the seller

Incentive offers may include:

  • No loan origination fee (up to $695 value) through FM Lending Services
  • Complimentary appraisal (up to $500 value)1

 

 

 

1. Borrowers are eligible for a lender credit toward closing costs on the Closing Disclosure on a new purchase, secured by a first mortgage or deed of trust (New Loan), subject to qualification, approval and closing with Prosperity Home Mortgage, LLC dba FM Lending Services. Loan must close within 90 days from the date of loan application. Discount may not exceed $695.00 for loan origination fee or $500.00 for appraisal. Credit coupon must be presented at time of application and all eligibility requirements met no later than 2 days prior to the New Loan closing date. This discount is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications received on or before 06/30/2017.

Not all incentive offers are available in all areas. All Incentive offers valid on complete VA home loan applications received between 04/01/2017 and 06/30/2017. Loan must close within 90 days from the date of loan application. Only one discount permitted per New Loan.